The hospital indemnity program allows employees to insulate themselves against high out-of-pocket hospital costs, or they can provide a financial cushion in the event of a hospital confinement.

Hospital Indemnity Insurance

• Helps with out-of-pocket costs of a hospital stay
  due to childbirth, illness or injury
• Pays you or a covered family member, not
  medical providers
• Can help with whatever expenses you decide — like
  deductibles, copays or other bills
• Can cover your children and spouse if you choose
• Waives your premiums if you’re hospitalized more
  than 30 days
• $100 Health Maintenance Screening Benefits once per calendar year