• Flexible Spending Accounts (FSA) - Allegiance 

     
     fsa
     
     
    Allegiance Customer Service:
    855-333-1012
     
    Visit Allegiance Online: www.askallegiance.com/ccps
     

    Flexible Spending Accounts (FSA) allow you to be reimbursed for certain health and dependent care related expenses on a tax-free basis. There are two types of Flexible Spending Accounts, which are described below. 

     

    Health FSA

    Your Health FSA election will reimburse you for eligible expenses you, your spouse and your dependents incur during the plan year. All you have to do is elect the amount you want withheld before taxes from each paycheck and send Allegiance a reimbursement request with documentation of your eligible expenses to be reimbursed. The entire annual amount you elect can be used at any time during the year.
     
    • The maximum health FSA election for 2024 may not exceed $3,200 ($160 per paycheck) and is deducted pre-tax to pay for eligible health care expenses.
    • The maximum health FSA election for 2025 may not exceed $3,300 ($165 per paycheck) and is deducted pre-tax to pay for eligible health care expenses.
    • Over-the-counter items will only be eligible if they are prescribed.
    • Includes a debit card that can be used to provide immediate access to FSA funds at the point of purchase. As always, you should retain copies of receipts for all FSA expenses in case you are required to submit documentation for the expense to be approved.
    • The CCPS Flex plan provides for a three-month grace period after the plan year ends, or March 31st, to submit a request for reimbursement.  Expenses must be incurred in the previous calendar year.
    • Health FSA allows up to $640 carryover of unused funds from 2024 to 2025.
    • Health FSA allows up to $660 carryover of unused funds from 2025 to 2026.
     
     Dependent Care FSA
     
    Your Dependent Care FSA allows you to use “pre-tax” dollars to pay dependent care expenses for children aged 12 and under, or individuals unable to care for themselves. These costs can be substantially lowered using a pre-tax dependent care FSA.
    • Up to $5,000 ($250 per paycheck) can be deducted to pay for eligible dependent care expenses.
    • An employee with a disabled spouse or a spouse who is a full-time student can claim $250/month for one child and $500/month for two or more children with the maximum election not to exceed $5,000 per calendar year.
    • Deductions must be in FSA account before they can be reimbursed.
    • The CCPS Flex plan provides for a three-month grace period after the plan year ends, or March 31st, to submit a request for reimbursement. 
     
    Reimbursement Process
     
    You may scan and send claims electronically through the Allegiance website (www.askallegiance.com). You may also send reimbursement requests through their toll-free fax number (877-424-3539), or via mail (P. O. Box 4346, Missoula, MT 59806-4346).
    • Check Payment: Allegiance authorizes reimbursement and prints checks each business day. Claims are normally processed within five business days of receipt and you can expect a check in your mailbox within one week after Allegiance receives your claim.
    • Direct Deposit: Sign up for direct deposit on the Allegiance website and they will deposit your reimbursements directly into your checking account.
    • Debit Card: You may use the debit card to pay for health and/or dependent care expenses. Documentation for the expense may be required and should be saved for all debit card transactions. 
     
     
    Online Account & Mobile App
     
    Create an online account and download the mobile app for instant access to your FSA information!
    Click HERE for more information and steps to get started.
     
    FSA app
     
     
     
    FSA Resources
     
     
    Click HERE to be linked to the Allegiance FSA website to access the following resources: 
    • Submit FSA claim online
    • Reimbursement request form
    • Debit card Information
    • List of eligible FSA expenses
    • Elect Direct Deposit
    • Tax calculators
    • Video: How Flex Saves You Money