Universal Life and Long Term Care InsuranceTrustmark(800) 918-8877Trustmark's Universal Life Events Insurance is unique. It combines two important benefits into one affordable product, permanent life insurance and long-term care. It’s designed to match an employee’s needs throughout their lifetime, so they have the benefits they need, when they need them most. Coverage is Guaranteed Issue for newly hired employees.
LifeEvents pays a higher death benefit during working years when expenses are high and families need maximum protection. At age 70, when expenses typically reduce, LifeEvents reduces the death benefits to better fit an employee’s needs.Throughout Retirement
LifeEvents pays a consistent level of living benefits throughout the life of the policy in order to have long-term care benefits when they are most likely needed. These benefits can help to provide for the cost of care beyond a predetermined period. Individuals who require long-term care are generally not sick in the traditional sense, but instead, are unable to perform the basic activities of daily living such as dressing, bathing, eating, toileting, continence, transferring (getting in and out of a bed or chair), walking or have a significant cognitive impairment.Pre-Existing Condition Limitation
Benefits will not be paid for loss due to a pre-existing condition that starts during the first six months after the effective date.
How do I add or change my beneficiary?If you would like to make changes to your beneficiaries you may do so at any time by contacting Trustmark.