• Hospital Indemnity Insurance
     
     
     
    Trustmark  
     
     
     
    Customer Service:  866-813-7192 x 3
     
    Claims:  866-813-7192 x 1
     

    The hospital indemnity program allows employees to insulate themselves against high out-of-pocket hospital costs, or they can provide a financial cushion in the event of a hospital confinement. A perfect scenario for this type of product is the female employee who is looking to become pregnant. Regardless of her medical plan, she knows she will be admitted to the hospital for delivery. This policy provides the transition money, over and above any other benefits, directly to her.  Another example is the employee with a high hospital deductible who can now provide supplemental hospital coverage to make up for their out-of-pocket expense.

     
    Hospital Indemnity Rate Sheet
     

    LOW PLAN

    Option #1

    HIGH PLAN

    Option #2

    Hospital Admission
    $1,500 Day 1

    Hospital Admission
    $2,500 Day 1

    Hospital Confinement (Inpatient)
    $100 Per Day - (10 days)

    Hospital Confinement (Inpatient)
    $100 Per Day – (Day 2 - 10)

     

    Intensive Care Benefits
    $100 Per Day – (Day 2 – 10)

     

    Intensive Care Benefits 
    $100 Per Day – (Day 2 – 10)

     

    Anesthesia Benefit
    25% of the corresponding Surgery benefit

    Anesthesia Benefit
    25% of the corresponding Surgery benefit  

    Outpatient Surgery
    $200 (1 Day) For a surgery performed on an outpatient basis, in an ambulatory surgical center or emergency room

    Outpatient Surgery
    $200 (1 Day) For a surgery performed on an outpatient basis, in an ambulatory surgical center or emergency room  

    Doctor’s Visit
    $50 Benefit for visiting a medical professional for a covered injury or illness, including walk-in clinics and telemedicine  

    Doctor’s Visit
    $50 Benefit for visiting a medical professional for a covered injury or illness, including walk-in clinics and telemedicine  

     

    Wellness
    $50 per covered person / per year

     

     

    Wellness
    $50 per covered person / per year  

     

    Guaranteed Issue  

     

     Guaranteed Issue    

     

    Waiver of Pre-Ex for 2023 Open Enrollment and Newly Hired employees
     

     

    Waiver of Pre-Ex for 2023 Open Enrollment and Newly Hired employees  
     
     
    This is a brief summary of highlighted benefits and is not deemed to be a contract of insurance. Please refer to the actual contract for complete details on all provisions. 

     

    Pre‐existing Condition Limitation
     

    Trustmark does not pay for any loss due to a preexisting condition as defined during a 12 month period beginning on the date that person became a covered person. A Preexisting Condition is a disease or physical condition for which: symptoms existed within the 12 month period prior to the effective date of coverage; or medical advice or treatment was recommended or received from a member of the medical profession within the 12 month period prior to the effective date of coverage. A preexisting condition can exist even though a diagnosis has not yet been made. Those conditions will be covered if a new hospitalization occurs after 12 months from the effective date.  However, pre-existing conditions are waived during the initial 2023 Open Enrollment or for new hires only.